Oversized 2007 Port Charlotte SFR in Flood Zone X

Port Charlotte two-story with 3 beds, 2.5 baths, 3,320 sq. ft., built in 2007, with a 2-car garage, masonry/stucco construction, public water/sewer, and a 9,999 sq. ft. lot in Flood Zone X.  House is dated with some deferred maintenance. Property has multiple living areas, an upstairs flex/media room, large primary suite, and screened lanai. Roof is  at the end of its life, HVAC is 2013, and water heater is 2006.

Repairs Needed (Estimate)

• Roof replacement
• Kitchen and bath updates
• Flooring, paint, trim, fixtures, fans, doors, and interior cleanup
• Garage and tenant-content cleanout after possession
• Exterior wash/paint/stucco touchups, lanai/screen review, drainage/yard cleanup

Comparable Sales

1. 21460 Sheldon Ave, Port Charlotte | 3/2 | 2,027 SF | Closed Apr 1, 2026 | $350,000 | $173/SF | 0.84 mi – Updated non-pool comp with 2-car garage. Smaller than subject, but supports the mid/high-$300Ks for finished non-waterfront homes.
2. 2126 Hanby St, Port Charlotte | 3/2 | 2,068 SF | Closed Nov 18, 2025 | $275,000 | $133/SF | 0.35 mi – Remodeled block home with 1-car garage, no pool noted in CMA. Smaller/older, but useful conservative support.
3. 1529 Fireside St, Port Charlotte | 3/2 | 2,121 SF | Closed Oct 15, 2025 | $340,000 | $160/SF | 0.25 mi – Close sale with 2-car garage, but has a pool. Helpful as neighborhood support, weighted down for pool mismatch.
4. 21527 Bryn Mawr Ave, Port Charlotte | 3/2 | 1,600 SF | Closed Apr 30, 2026 | $285,000 | $178/SF | 0.15 mi – Very close sale, but smaller and has a pool per CMA. Supports price-per-foot strength, not direct ARV.
5. 1492 Kolenda St, Port Charlotte | 4/4 | 3,532 SF | Pending at $499,000 | $141/SF | 0.37 mi – Best size match in the CMA, but pending only and has a pool, extra bedroom, extra baths, larger lot, and 2-car garage. Market context only until it closes.

ARV & Rental Analysis

• Estimated fully rehabbed ARV: $430,000 to $450,000 +/-
• Estimated rent after cleanup/turnover: $2,500 to $2,900/month +/-